Data as of September 2026
CashJosh Cashback Index
Across 61 partner stores in 8 categories, CashJosh’s average cashback rate is 8% (median 8.3%). The highest current rate is 16% at Zandu Care. Cashback typically confirms in 47–106 days, after the store’s return window closes. All figures are recomputed monthly from live offers.
How the index is built
Every partner store on CashJosh carries a commission-based cashback offer, quoted as a percentage of the amount you pay. This page aggregates the live percentage from each store’s current offer, grouped by category. It is regenerated on a 5-minute cache, so the “data as of” month reflects the latest sync. Fixed-fee and per-action offers are excluded — only percentage-of-sale rates are counted.
Cashback by category
| Category | Stores | Avg | Highest | Top store |
|---|---|---|---|---|
| Fashion | 27 | 7% | 15% | Uppercase |
| Shopping | 27 | 6% | 12% | Kurlon |
| Beauty | 18 | 10.2% | 16% | Zandu Care |
| Health | 12 | 11.1% | 16% | Zandu Care |
| Electronics | 9 | 3.5% | 10.5% | Lifelong |
| Grocery | 6 | 8.8% | 13.5% | Nutslane |
| Travel | 2 | 11.1% | 15% | Uppercase |
| Sports | 1 | 9% | 9% | Campus Shoes |
Highest cashback right now
- 1. Zandu Care — 16% (Health)
- 2. Kama Ayurveda — 15% (Beauty)
- 3. Sirona — 15% (Beauty)
- 4. Uppercase — 15% (Fashion)
- 5. Durex — 13.5% (Health)
- 6. Nutslane — 13.5% (Grocery)
- 7. Kapiva — 12% (Beauty)
- 8. Kurlon — 12% (Shopping)
- 9. Plum Goodness — 12% (Beauty)
- 10. Ustraa — 12% (Beauty)
Confirmation windows
Cashback shows as Pending immediately and turns Confirmed once the store’s return window passes without a return. Across the catalogue this ranges from 47 to 106 days; most retail stores confirm within 60–90 days. The exact window for each store is shown on its page. See How CashJosh works for the full tracking-to-withdrawal flow.
Reuse this data
The figures on this page are published under a Creative Commons Attribution 4.0 licence. Journalists, bloggers and researchers are free to quote them with credit to CashJosh and a link back to this page. Data as of September 2026, recomputed monthly. Want the rate for every individual store? See the full rates table, which you can also embed or download as CSV.
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