Top 10 Highest-Cashback Stores on CashJosh Right Now

Cashback rates move constantly. A store's own margin, its network's commission, and seasonal promotions all push the percentage up and down from month to month. This list is a snapshot from September 2026, ranked by each store's peak rate. The figure on the store's own page is always the one that applies when you shop, so treat this as a starting point and check the live, auto-sorted list before you buy.

1. Zandu Care, flat 16%

The single highest rate on CashJosh right now. Zandu's Ayurvedic wellness range (Chyawanprash, balms, immunity products) runs a flat rate rather than a variable one, so you know exactly what you are earning before you buy. Sold mostly direct rather than through a marketplace, which is what supports a rate this high.

2. Sirona, up to around 15%

A direct-to-consumer brand in women's hygiene and intimate personal care. D2C margins are why the rate sits near the top.

3. Kama Ayurveda, up to around 15%

Premium Ayurvedic skincare and beauty, sold direct. One of the highest rates in the beauty group.

4. Uppercase, up to around 15%

A single-brand D2C luggage label built around recycled materials. Single-brand stores almost always pay better than multi-brand marketplaces.

5. Durex, up to around 13.5%

Sexual wellness and personal care, with one of the higher rates outside the D2C skincare cluster.

6. Nutslane, up to around 13.5%

Dry fruits, seeds and healthy snacking, sold direct. A strong rate for a grocery store, where percentages are usually lower.

7. Plum Goodness, up to 12%

Vegan, D2C skincare and haircare. Consistently one of CashJosh's better beauty rates.

8. Kapiva, up to 12%

Ayurvedic nutrition and wellness (juices, gummies, supplements) from a direct-to-consumer brand.

9. Kurlon, up to 12%

Mattresses and sleep products. A high percentage on a big-ticket item, so the rupee value here can be large.

10. Wild Stone, up to around 12%

Men's fragrance and grooming: perfumes, deodorants, body sprays and talc from a widely sold Indian brand.

Why the pattern here matters

Notice what is not near the top: big electronics retailers, jewellery, and multi-brand marketplaces. That is not a coincidence. Electronics and other big-ticket categories run on thin retail margins, so 1 to 3% is normal there even when the rupee amount on an expensive order is larger. If you want the highest percentage, direct-to-consumer personal care, wellness and fashion brands are where CashJosh's best rates consistently live. For the current ranking at any moment, use the live-sorted store list.